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As a title company, helping you transact your business dealings in a timely and comfortable manner is of paramount importance to us. Providing you access to additional resources is our pleasure. Feel free to visit the links on the right to find out more about the real estate market and businesses in the communities we are privileged to serve.

Why Title Insurance?

Many title problems can cause the complete or partial loss of your home or property. Even the most careful search of public records may not uncover all title transactions. Therefore, while your title appears to be in order, there may be problems which arise later.

Owner's title insurance protects you against financial loss caused by covered title risks. The title insurer, without expense to you, will defend you against an attack on the title to your property. The title insurer will indemnify you against the defined financial loss up to the policy limit. A one-time premium provides you with this valuable protection.

Before buying real estate, give Community Title Company a call. Ask how simple it is to insure yourself against title loss.

CTC secretaryWe have compiled this list of "land mines" that could result in partial or complete loss of your property or an expensive lawsuit.

"Land Mines"

  1. Forged deeds, releases, etc.
  2. Documents executed under duress.
  3. Defective acknowledgements.
  4. Inadequate legal descriptions.
  5. Mistakes in recording legal documents.
  6. Mistaken reports furnished from taxing authorities.
  7. Errors in tax records.
  8. Falsification of records.
  9. Undisclosed or missing heirs.
  10. Errors in indexing legal documents by the County.
  11. Deeds to or from defunct corporation.
  12. Deeds by persons supposedly single but secretly married.
  13. Deeds from persons not competent to handle their affairs.
  14. Deeds from minors.
  15. Misinterpretation of wills.